Make a Contribution Online

1. Log in to your account online.
2. Open the “Transfers” tab from the horizontal menu options and select Contributions.
3. Pick the bank account you want to contribute from. You have two options here:
   • Select an existing bank account already saved to your ABLE account. 
   • You can also select “Add a new bank account” to connect a new bank account for contributions. If you are adding a new bank account, you will be brought to a new page, and you will have to navigate back to the Contributions page after you add the new bank account. 
4. Select the “one-time” contribution type and click Next. If you would like to set-up recurring contributions, please see our “Set Up and Manage Recurring Contributions” article. 
5. Select whether the contribution is a Standard Contribution or an ABLE to Work Contribution. 
   • With Standard contributions, the money may come from any source such as Social Security payments, family support, gifting, or employment, and is subject to the applicable annual limit displayed on the contribution screen. 
   • ABLE to Work contributions allow employed beneficiaries to contribute over and above the Standard contribution limit. The amount of “ABLE to Work” contributions you can make depends on how much income you will earn for the year. Your additional ABLE to Work contribution limit will be equal to your earned income for the year—but there is a maximum cap (which will be displayed on the contribution screen). 
6. Select the investment(s) that you would like to contribute to by entering a dollar amount for one or more of your current investment(s). You can also select Contribute to a new investment to make contributions to a new investment option. 
   • You can review information regarding your investment options within your account portal by clicking on the name of the investment option or review the Plan’s Program Disclosure materials for more detailed information.
   • If you are making an ABLE to Work contribution you will be required to certify that the total ABLE to Work contributions for this year are within annual limits (see above), and that neither the beneficiary nor their employer has contributed to a defined contribution plan (401K), annuity plan (403(b)), or deferred compensation plan (457(b)) for the beneficiary this calendar year.
7. Select Review and then carefully review your selections for this transaction. 
8. If everything is correct, select Confirm.